Without children as default heirs, many solo agers give more thought to charitable giving as part of their overall estate plan.
Common approaches
- A specific bequest in your will
- Naming a charity as a beneficiary on a retirement account, which can also have tax advantages
- A donor-advised fund, for ongoing giving during your lifetime with flexibility on timing
Contact the charity's planned giving office directly — most have staff specifically to help you structure a gift correctly.
This article is general information, not financial or legal advice. Rules, costs, and program details vary and change over time — confirm current specifics with a licensed financial advisor or elder law attorney before making a decision.