Two people reviewing legal documents together at a table

Naming a power of attorney isn't a one-time, unchangeable decision — and it's worth knowing what happens if your first choice can't or won't follow through.

Why this happens more than people expect

Life changes: your named agent moves away, becomes ill themselves, has a falling out with you, or simply feels overwhelmed by the responsibility once it becomes real. None of this is a personal failure on your part — it's exactly why backup planning matters.

The fix: name a successor agent

Nearly every power of attorney document allows you to name a successor — someone who takes over if your first choice is unavailable, unwilling, or deceased. This single addition prevents the entire document from becoming useless if your first pick falls through.

Review your named agents every couple of years, the same way you'd review a beneficiary designation — relationships and circumstances change.