Part-time work in retirement offers a dual benefit for solo agers: supplemental income and built-in social structure.
Financial considerations
Understand how earnings might affect Social Security benefits if you're below full retirement age, and how it interacts with Medicare if you're still working past 65.
Social benefit
Regular part-time work recreates some of the structured social contact research links to reduced loneliness, alongside the income.
Look specifically for roles with flexible hours designed for retirees — a growing number of employers actively recruit in this category.
This article is general information, not financial or legal advice. Rules, costs, and program details vary and change over time — confirm current specifics with a licensed financial advisor or elder law attorney before making a decision.