Straightforward definitions for terms that come up repeatedly across this site — useful if you're new to planning for aging alone.
Power of attorney (POA): A legal document naming someone to make financial or legal decisions for you if you can't.
Health care proxy / health care agent: A person you name to make medical decisions for you if you're unable to.
Advance directive: A written document describing your medical wishes in advance, used alongside or instead of a health care proxy.
Living trust: A legal arrangement holding your assets, managed by a trustee, that can bypass probate after death.
Guardianship/conservatorship: A court process appointing someone to manage your affairs if you become incapacitated without prior planning documents in place.
File of Life: A standardized card or folder with medical and emergency information kept somewhere first responders would find it.
Medical alert system: A wearable or home device that summons help with the press of a button.
Vial of Life: A community program storing your emergency medical information in a labeled container, often in your refrigerator.
Aging in place: Staying in your own home as you age, typically with modifications and support services.
Continuing care retirement community (CCRC): A senior living community offering multiple levels of care (independent, assisted, skilled nursing) on one campus.
Long-term care insurance: Insurance that covers costs of extended care not typically covered by Medicare.